Many companies get into a cash bind by extending credit to their customers for 30 days while having to immediately fund certain costs, particularly payroll. This problem only gets worse as sales grow or when customers don't pay on time.

With factoring, we actually purchase your invoices, which provides you immediate cash with which to meet these expenses.

There are several advantages to factoring:

• Maximizes the cash available to you.
  Factoring provides more cash than traditional bank lines of credit.
  
• No arbitrary line of credit amount.
  You borrow based on your sales activity so you are automatically set up to finance your growth.
  
• Cash flow is more predictable.
  In addition to speeding up your cash flow, factoring also makes it easier to manage your cash since your invoicing is more predictable than when customer payments will be received.
  
• Flexibility with your financing.
  You help design a flexible factoring program that will optimize your funding and best meet your company needs.
  

And when you use American Factors Corporation, you've added a business professional to your team whose expertise can benefit you beyond just financing. We welcome the opportunity to discuss your particular situation and needs.

If you have any of the following situations, then factoring is right for you:

• Need to meet payroll or other immediate cash flow requirements
• Need to spend more time running your business; less time reporting
• Need to obtain customer credit risk management
• Need to buy inventory for increased sales
• Need an alternative to bank financing
• Need to take advantage of vendor discounts or special purchases
• Need to bring your taxes current
• Need to acquire more equipment
• Need to reorganize, whether in or out of bankruptcy
• Need to make a strategic acquisition

If you can relate to any of these needs, then contact us today. We can turn your invoices into immediate cash.